health insurance premiums?

Tue, 04/04/2006 - 11:20am -- evabee
Starbucks Forum: 

I am a freelancer and am thinking of applying to work part-time at Starbucks, mainly for the health insurance. Can anyone give me an idea of the monthly premium I would have to pay? I'm also wondering what the increase is for putting a second person on the policy, as I am pregnant and need my baby to be covered, too. I live in and would be working in New York City. Thanks very much for your input.

Submitted by evabee on

I wasn't able to find anything specific on the website or elsewhere in the Internet (other than that working 20 hours a week makes someone eligible for insurance). Any information would be much appreciated! thanks, eva

Submitted by haydeegomez on

Be sure to have OPEN availability and tell your store manager that you need to average AT LEAST 20 hours EVERY week for your health coverage. And keep track of the time that you clock in and out. Remember that every MINUTE counts---don't clock in a minute late or punch out a minute early or close early! You could be a minute short for qualifying for benefits! Don't call in sick, ever! So don't be in a situation where you get sick and have to take time off to use the health benefits. In other words, be sure to only get sick on your days off. Be sure to pick up extra shifts beyond your scheduled shifts, even at other stores, as "extra insurance."

I know that for employees in California, a plan such as that which I described above would not be possible---Starbucks would not go for it.

Submitted by SarahMurdoch on

I do not know where you live but have you tried private insurence ie: Kaiser is about 150 a month for a young person. It is an HMO.

Submitted by evabee on

I have private insurance at the moment, but it's pricey, especially in NYC. My husband is foreign and covered by a foreign company that can't insure me or our baby. I'm looking to find a part-time job with benefits to supplement my freelance; I'm hoping somebody can give me specific information with regard to Starbucks' plan, i.e., after three months a part-time employee is eligible for insurance, and so then pays $?? per month for each member to be covered by the plan.

thanks,
e.

Submitted by SarahMurdoch on

My son-in-law and daughter have Etna through Starbucks and their cost is $100 per check for two adults two kids. When they took the kids for well baby check and shots no cost, for a cold $15 office visit, plus $10 per each med. Dental no cost for cleaning, then 20% for everthing else, they have not used vision as yet. I think materity would total run aboput $1500. That would be all checks, labor delivery and checks after. But I am unsure about that.
My husband works for a forgein company and his coverage is for our family, I do not understand wht your husbands company will not cover you.
Does New York have a state medical insurance for pregnancy and well baby?
Oh, the insurance started after 90 but he works full time, so I can not tell you if its 90 days or a nuber of hours.

Submitted by Star on

[quote=haydeegomez]Be sure to have OPEN availability and tell your store manager that you need to average AT LEAST 20 hours EVERY week for your health coverage. And keep track of the time that you clock in and out. Remember that every MINUTE counts---don't clock in a minute late or punch out a minute early or close early! You could be a minute short for qualifying for benefits! Don't call in sick, ever! So don't be in a situation where you get sick and have to take time off to use the health benefits. In other words, be sure to only get sick on your days off. Be sure to pick up extra shifts beyond your scheduled shifts, even at other stores, as "extra insurance."

I know that for employees in California, a plan such as that which I described above would not be possible---Starbucks would not go for it.[/quote]
haydeegomez,I agree with your statments concerning availability,hours,punching in/out,extra shifts etc. I am a little perplexed on the sick time issue. You stated that employees should not call in sick,ever,and only get sick on their off days. Think about what you just stated,one does not necessarily get sick or need medical attention on their off days only. I do not understand your California statement of just what Starbucks would not go for. I agree that Starbucks Baristas should be treated fairly in wages and hours needed to qualify for medical coverage.

Submitted by southbux on

If my health insurance wasn't canceled due to, lets say, forces of nature beyond my control I would be paying over 90 dollars a paycheck for my health insurance premium (thats for myself and my domestic partner.) Its kind of nice having that money freed up but its also kind of scary not having health insurance.

Submitted by DontFormAUnion on

I currently pay $52 a month, and my coverage is better than it was when I was under my dad's plan. You have to get 240 in a quarter first, it doesn't come right away, so just wait it out. Though, I haven't had to use it yet, so I can't comment on anything else.

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